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Loan against Property Eligibility Criteria and Documents Required - Finheal
Loan against property (LAP) is also known as 'Home Equity Loans' and is a kind of loan against the security of one's property. Loan against Property is considered to meet the financial needs of a person who before now has a house, which is free from any burden.
Loan against Property Eligibility Criteria:
- · You are an Indian Resident
- · You are at least 25 years of age when the loan is approved
- · You are a self-employed professional with a regular source of income
- · Property should be freehold and map approved
- · The minimum loan amount is Rs. 30 Lakh for Delhi NCR
Documents Required
- · ID proof (PAN Card, Driver's license, Voter ID, Passport, Aadhar)
- · Address proof (Electricity bill, Telephone bill, Ration card, Bank statement, Credit card statement)
- · Passport Size Photo
- · 3 month's Salary slips
- · 3 month's Bank statement
- · Last 2 years form 16
- · Sale Agreement
- · Property documents
- · Receipt of Booking/Advance payment (If any)
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